Free for the Rest of Your Life

After a one-time-only set-up fee

FREEZE OUT CROOKS

If you really want to spend money every month for the rest of your life, we respect your decision. To help you find one that will accept your payments every month for the rest of your life, here is where you can see a Credit Monitoring Comparison Chart that shows ten of the most popular fee-charging services, plus one free one that doesn’t charge you, but makes you agree to let them sell your personal information to firms that want to solicit your business for a variety of reasons. www.nextadvisor.com

Here’s a thought... it pays for itself:

If you can’t make your mind up right now as to whether to use our one-time-fee package to place your own credit freezes or use one of the many fee-charging services… why not use our package to immediately put a freeze on your credit files and then take your time to decide whether or not to go with one of the agencies on the Comparison Chart... the fact that there are no additional charges means that it pays for itself after the first month-and-a-half.

We certainly can't compete with a company that can "scan millions of transactions a second," but we can help you freeze your credit report, as another protection against your name showing up in any unauthorized transaction out of those millions... and if you then want to go with a pay-every-month-for-life service, just Google the name of any one you might be interested in and add the word "complaint" after that name, to see which ones people like the most.  See what the Federal Trade Commission has to say about this at... www.consumer.ftc.gov/articles/0497-credit-freeze-faqsIf you’re concerned about identity theft, those reported mega-data breaches, or someone gaining access to your credit report without your permission, you might consider placing a credit freeze on your report.

What is a credit freeze?

Also known as a security freeze, this tool lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name. That’s because most creditors need to see your credit report before they approve a new account. If they can’t see your file, they may not extend the credit.

Does a credit freeze affect my credit score?

No. A credit freeze does not affect your credit score.